XRPL Wallet Basics
This is the plain-English wallet page. What a wallet is, what it controls, what never gets shared, and how to move safely from zero to usable.
What a Wallet Actually Is
A wallet is your access point to the ledger. It does not magically store money inside an app like a video game inventory. It controls access to the assets tied to your public address.
If you control the keys, you control the wallet.
What You Can Share
Public address. This is what people use to send assets to you.
That is the shareable part.
What You Never Share
If someone gets those, they can take control of the wallet.
- Seed phrase
- Private key
- Secret recovery words
- Screenshots of backup details
Hot Wallet vs Cold Wallet
A hot wallet is connected and used often. It is convenient and carries more exposure.
A cold wallet is more isolated and built for stronger protection of serious holdings.
Use hot for activity. Use cold for protection.
Basic Wallet Flow
- Create the wallet
- Back up the seed phrase correctly
- Confirm you can access it
- Fund it with a small amount first
- Test sending and receiving before doing anything bigger
Best Practices
- Keep a separate wallet for testing
- Do not keep large holdings in your everyday wallet
- Double check addresses before sending
- Do a small test transaction first
- Do not click random wallet connection prompts